How it Works

Pawn

It's so easy! Bring in any item of value such as jewelry, consumer electronics items, musical instruments, tools, CD's, DVD's, video games or even old damaged gold, silver and diamonds. A friendly trained and certified PeoplePawn™ employee will work with you to get you the fast cash that you need. We use the fastest and latest technology in the industry to make that decision - no guessing, ever! Your merchandise is stored in a safe and secure environment until your full loan balance is paid. Of course you can come into the store and pay your full loan balance at any time and collect your item, or if you choose to extend your loan and pay the interest only, we will be happy to continue storing your item until you decide to pay your full balance. It's that easy!

Purchase

This is a cool way to get fast cash when you no longer have a need for your items. PeoplePawn™ loves to purchase items directly from customers, allowing them to be resold directly to customers within our retail channel. Our trained and certified employees will always offer you a "Loan Price" and a "Buy Price" for your item. In most occasions we can offer you more fast cash on the spot. That's cool!

Trade

Do you have something to sell and see something in the store that you "just gotta buy". Easy done at PeoplePawn. We will purchase your item on the spot and sell you that item that you "just gotta have" in a fast, friendly and convenient manner. You'll be issued with a sales receipt at the end of the transaction. Think about it! That's the PeoplePawn™ difference!

Payday Loan

PeoplePawn™ payday loans are short-term (15 day) unsecured loans providing our customers with a quick and easy alternative to bank overdrafts, allowing our customers to avoid expensive late fees for utility bills, auto loans and credit cards. A payday loan is also a perfect solution for our customers to pay that unexpected auto repair or medical expense.

All that is required for a payday loan is that you have a job and an active bank account, and submit a PeoplePawn™ PayDay Loan Application along with:

  • a voided check
  • last pay stub
  • last bank statement
  • last utility bill
  • current WA State issued photo ID

The PeoplePawn™ PayDay Loan will mature on your next payday. We'll process your loan fast, so that we can get you the money that you need today! PayDay loans in Washington State are normally for a fifteen (15) day period before maturity.

It's so easy!

PeoplePawn™ - Protecting the integrity of the industry one customer at a time!

National Pawnbrokers Association Member

Regulated financial institutions (including pawnbrokers) are required by federal law to regularly check the U.S. Department Of Treasury's SDN (Specially Designated Nationals) List. The list contains thousands of names and aliases of individuals that have been designated by the Treasury Department as known terrorists and/or drug traffickers.

Failure to report matches to Treasury can result in large fines, and in certain circumstances, criminal prosecution.Consulting the List regularly can be tedious, burdensome and expensive for business owners. For this reason l.e.a.d.s. online provides the ability to automatically check customer names against the current (updated daily) SDN List, and will provide PeoplePawn a report of any potential name matches. With a name match, PeoplePawn can then determine whether or not the name is indeed the person Treasury has identified on the List, per the guidelines provided by Treasury and in accordance with the business practices of PeoplePawn™.

PeoplePawn™ will be one of the few operators within Washington State integrating l.e.a.d.s. online into their daily management information systems process & procedures. For more information please visit the following web site: www.leadsonline.com